DARRAGH O'BRIEN TD
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Housing, Planning and Local Government PQ's

The number of Rebuilding Ireland home loans approved; the number of loans drawn down

5/12/2019

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To ask the Minister for Housing; Planning and Local Government the number of Rebuilding Ireland home loans approved; the number of loans drawn down; the average loan approved; the amount approved; the draw down in this regard; and the number of loan applications rejected by the Housing Agency in each of the months since the scheme was introduced by county in tabular form.
REPLY



The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Housing Agency recommendations are then considered by the Credit Committee in each local authority, which issues loan approvals. 

Each local authority must have in place a Credit Committee and it is a matter for the Committee to make the final decision on applications for loans, in accordance with the regulations, and having regard to the recommendations made by the Housing Agency.

 I have asked the Agency to compile figures on the numbers of applications that it has assessed and recommended to approve since the scheme began.  In 2018, the Housing Agency assessed 3,036 valid applications.  Of these, it recommended 1,550 for approval. For 2019, as of end-October 2019, the Housing Agency have assessed 2,271 valid applications of which 1,133 have been recommended for approval.
 
 
 

   Local   Authority  
   Total   Applications Assessed  
   Total   Applications Recommended for Approval  

Carlow County Council
73
28

Cavan County Council
24
9

Clare County Council
87
36

Cork City Council
217
96

Cork County Council
414
209

Donegal County Council
51
22

Dublin City Council
610
368

Dún Laoghaire - Rathdown County     Council
142
78

Fingal County Council
756
424

Galway City Council
109
58

Galway County Council
194
63

Kerry County Council
144
59

Kildare County Council
200
107

Kilkenny County Council
61
31

Laois County Council
125
61

Leitrim County Council
19
5

Limerick City & County   Council
143
85

Longford County Council
55
26

Louth County Council
152
59

Mayo County Council
82
32

Meath County Council
324
212

Monaghan County Council
64
21

Offaly County Council
58
23

Roscommon County Council
59
23

Sligo County Council
72
34

South Dublin County Council
373
194

Tipperary County Council
152
67

Waterford City & County   Council
115
39

Westmeath County Council
56
34

Wexford County Council
161
80

Wicklow County Council
215
100

Total
5,307
2,683

 My Department publishes information on the overall number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount). Information on the RIHL for Quarter 2 2019, including in relation to the number and value of mortgage approvals and drawdowns, is available on the Department's website at the following link: http://www.housing.gov.ie/housing/statistics/house-prices-loans-and-profile-borrowers/local-authority-loan-activity.


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Darragh O'Brien TD


Address

Darragh O'Brien TD
Leinster House
Kildare Street
Dublin 2

Telephone

T:  01-6183802

Email

At present, and as a result of the COVID-19 pandemic, I am not holding my regular meetings across our towns and villages in North County Dublin. However, both I and my office are happy to speak to you and assist you with any issues you may have.

For all housing, planning or heritage related queries please don’t hesitate to contact:
Email: minister@housing.gov.ie
Phone: 01-8882000
Postal address: Department of Housing, Local Government and Heritage, Custom House, Dublin 1, D01 W6X0
 
For all constituency related queries please don’t hesitate to contact:
Email: Darragh.obrien@oireachtas.ie
Phone: 01-6183802
Postal address: Dáil Éireann, Leinster House, Kildare Street, Dublin 2.
 



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